A Heartbreaking Story from Puducherry: When Debt Becomes a Death Trap
You know how sometimes life just piles on? That’s exactly what happened to this poor guy in Puducherry. Took out a ₹3.8 lakh loan—which sounds manageable until you hear the killer detail: 10% monthly interest. That’s ₹38,000 every single month. And now? He’s gone. Left behind a note begging actor Vijay to look after his family. Makes you sick to your stomach, doesn’t it?
What Actually Went Down
Who was he? Just a regular guy working with Tamilaga Vettri Kazhagam, trying to make ends meet. Not some big shot—the kind of person who slips through the cracks until something terrible happens.
The loan that broke him: Here’s the messed up part. That 10% monthly rate? That’s illegal. RBI says 1-2% max for most loans. But these loan sharks don’t care. They kept hounding him, and well… you can guess how it ended.
His last words: “I can’t take this anymore.” Simple. Devastating. And that plea to Vijay—not the government, not some NGO, but a movie star. Says a lot about who people actually trust, doesn’t it?
Why This Keeps Happening
Let me break it down for you. These lenders? They’re like vultures. They spot someone desperate—maybe a medical emergency, maybe just trying to keep their business afloat—and swoop in with “easy money.” Except it’s not easy. It’s a trap.
And here’s the kicker: Everyone knows it’s happening. RBI has rules. There’s even a portal to complain (Sachet, if you’re wondering). But try telling that to someone getting 20 calls a day from goons threatening to break their legs.
The Human Cost
This isn’t just about money. It’s about what happens to people when they’re backed into a corner. That 2021 Lancet study? 5% of suicides linked to debt. Five percent! And each one is someone’s father, brother, neighbor…
We need to wake up. Spot the signs—when someone stops showing up, stops talking. And for God’s sake, if you’re in trouble, call 9152987821 (that’s the suicide helpline) before it’s too late.
What Now?
Vijay hasn’t said anything yet. But people are tagging him everywhere (#VijayHelp is trending again). Whether he responds or not, here’s what we can do:
- If you need money: Try SHG loans or PM Mudra first. Yes, there’s paperwork. But better than dealing with loan sharks.
- If you’re being harassed: Go to the police. Section 384 IPC isn’t just legal jargon—it’s your weapon against these crooks.
- If you know someone struggling: Reach out. Today. Not tomorrow.
This guy’s story shouldn’t be just another headline. It should be the one that finally makes us say “enough.”
Where to get help:
- The Banyan (for mental health support)
- Vandrevala Foundation: 9999 666 555
- Local police station (seriously, they have to listen)
Source: News18 Hindi – Nation