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Best Stocks Under ₹100 to Buy Today – Expert Picks June 2025

Best Stocks Under ₹100 to Buy Right Now – My Take for June 2025

Okay, let’s talk stocks under ₹100. You know how everyone’s always looking for that hidden gem that’ll make them rich overnight? Well, I’ve been there—bought some real duds back in the day. But here’s the thing: some of these budget stocks actually make sense if you know what to look for. As we roll into June 2025, six names keep popping up in my research: IDFC First Bank, HFCL, Confidence Petroleum, Dhani Services, GMR Airports, and NHPC. But are they worth your money? Let’s break it down like we’re chatting at a chai stall.

Why Bother With Cheap Stocks Anyway?

Look, I get it. When you’re starting out, dropping ₹5,000 on a single share of some fancy blue-chip feels insane. That’s where these sub-₹100 stocks come in—you can actually build a diversified portfolio without selling a kidney. And yeah, some do go big. My cousin bought Suzlon at ₹18 back in 2020 (before everything went south, but that’s another story).

But—and this is a big but—most cheap stocks are cheap for a reason. Remember how SEBI suspended like 50 penny stocks last year? Exactly. You’ve got to be picky.

6 Stocks That Might Actually Be Worth It

1. IDFC First Bank (₹92.50)

What’s the deal? This bank’s been quietly killing it since merging with Capital First. They’re all about retail loans—home, car, that sort of thing.

Why I like it: Their bad loans are crazy low (1.2%!), and deposits are growing 20% every year. Motilal Oswal’s latest report called it “the underdog that’s actually winning.”

Watch out: All these new digital lenders popping up could squeeze their profits.

2. HFCL (₹85.20)

What’s the deal? These guys make stuff for telecom towers. With 5G finally happening, they’re busier than a Mumbai local at rush hour.

Why I like it: Just bagged a ₹1,200 crore deal from BSNL. Plus, their Europe exports jumped 40% last quarter. Edelweiss says they’re their “top small-cap telecom pick.”

Watch out: You know how slow 5G rollout has been. If that drags on, so will their paychecks.

3. Confidence Petroleum (₹78.90)

What’s the deal? They make LPG cylinders and CNG kits. With gas prices being what they are, business is good.

Why I like it: That new Gujarat plant doubled their capacity, and Ujjwala 3.0 means more rural customers. ICICI thinks earnings could grow 20% this year.

Watch out: Oil prices are like my ex—unpredictable and prone to drama.

4. Dhani Services (₹67.30)

What’s the deal? IndiaBulls’ fintech baby. Mostly does small loans through their app.

Why I like it: App downloads are up 35%, and they’re getting into SME loans. HDFC Securities thinks it could pull a “Phoenix move” (their words, not mine).

Watch out: RBI’s been cracking down on NBFCs like it’s their job.

5. GMR Airports (₹88.75)

What’s the deal? Runs Delhi and Hyderabad airports, plus that new Goa project.

Why I like it: Air travel’s back with a vengeance—Q1 traffic beat pre-Covid numbers. And they just won the Nagpur airport bid. JM Financial says they’re “all-in on India’s flying addiction.”

Watch out: ₹28,000 crore in debt is… yikes.

6. NHPC (₹72.40)

What’s the deal? Government-run hydropower company. Not sexy, but steady.

Why I like it: That Subansiri project finally started after 20 years (seriously, what took so long?). Plus, 3.5% dividend is nice for passive income. Kotak calls it “the tortoise in the race.”

Watch out: If the monsoons suck, so do their profits.

How to Pick Winners (Without Getting Scammed)

Money matters: If debt’s more than equity, run away. Positive cash flow is your best friend.
Growth signs: New orders, factory expansions—these are like green flags in dating.
Big players: If even small foreign investors are buying, that’s a good sign.
Price check: Compare P/E ratios. If it’s way higher than competitors, ask why.

The Dark Side of Cheap Stocks

Let me tell you about my friend Ramesh. Bought ₹50,000 worth of some “sure thing” penny stock in 2023. Today? Worth less than his morning chai. SEBI says 78% of sub-₹100 stocks did worse than Nifty last year. And when these crash, they crash hard—you’ll be stuck holding the bag.

My Rules for Not Losing Your Shirt

Keep these bets small—15% of your portfolio max
Buy in bits, like SIPs. No YOLO moves.
Set stop-losses at 15-20%. No “it’ll bounce back” excuses.
Check if promoters are pledging shares. If yes, be very afraid.

Final Thought

If you want safer plays, IDFC and NHPC are probably your best bets. But if you’re feeling spicy, HFCL and Confidence Petroleum could pay off big—or burn you. Markets are crazy high right now, so maybe buy in chunks instead of all at once. And remember what my dad always says: “If it sounds too good to be true, it probably is.”